N26

n26.com ↗

N26 is a mobile-first digital bank offering personal banking services including free bank accounts.

3.1 / 5

Average

Based on 5 AI models & 0 reviews

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Ratings at a glance

Human reviews0 reviews

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No human reviews yet. Be the first to rate N26.

AI model consensus5 models

3.1

Last AI analysis: 15 hours ago

Average star rating across the AI models that analysed N26.

Score breakdown

Trust

3.1

Reliability

Doesn't yet invite customers to review

3.4

Service

3.4

Support

2.8

Reputation

3.1

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AI model scores

Each model independently rates N26 on a 1–5 star scale.

Claude

Anthropic

3.0

N26 is a well-known European neobank with a full German banking license. It has faced regulatory scrutiny from BaFin, including growth caps and AML compliance issues, but remains a major fintech player.

DeepSeek V3

DeepSeek

3.2

N26 is a mobile-first digital bank with a focus on personal banking services. The website's unreachability raises concerns about reliability and accessibility.

Gemini 2.5

google · 1,048,576 tok ctx

3.2

N26 is a prominent European digital bank. While it offers accessible banking, past regulatory issues and current website inaccessibility raise concerns about operational stability and transparency. Scores reflect these considerations.

GPT-5

OpenAI

3.3

Well-known German mobile bank with full license and EU deposit protection. Past BaFin AML actions and growth limits, since improved, and mixed customer support reviews. Strong product and low fees. Current site timeout is a caution signal.

Grok 4.3

x-ai · 1,000,000 tok ctx

3.1

N26 is a licensed EU digital bank with past compliance issues (BaFin scrutiny). Website timeout is a caution signal. Mixed reviews on support and reputation; services are basic with low fees.

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Frequently asked questions about N26

Quick answers based on live TrustRating data. How we score companies →

Is N26 legit and safe to use?

N26 is rated 3.1 out of 5 (“Average”) on TrustRating, based on 5 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.

What is N26's TrustScore?

N26 currently has a TrustScore of 3.1 out of 5 (“Average”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.

How does N26 compare to other banking & money companies?

You can compare N26 against other top-rated companies in the Banking & Money category on TrustRating, ranked by TrustScore. See all Banking & Money companies →