Kiva is a nonprofit organization that facilitates microloans to underserved entrepreneurs and individuals around the world through an online lending platform.
Each model independently rates Kiva on a 1–5 star scale.
Kiva is a well-regarded nonprofit microlending platform with strong transparency and a solid reputation for connecting lenders with underserved borrowers globally. Trusted by millions since 2005.
Kiva is a reputable nonprofit facilitating microloans globally, known for transparency and positive impact, though limited regulatory oversight as a nonprofit.
Kiva is a reputable nonprofit microfinance platform connecting lenders to underserved entrepreneurs globally. Scores reflect its strong mission, transparency, and impact, with moderate scores for regulation and trading due to its unique operational model.
Nonprofit microloan platform with long track record and strong transparency; widely well-regarded. Not a bank—limited regulatory oversight; lenders face repayment/currency risk and no returns. Note: description aligns with Kiva.org, not kiva.com (domain mismatch).
Kiva is a well-known nonprofit microfinance platform (official site kiva.org) with strong transparency and impact since 2005. High trust and reputation but limited traditional regulation as a lender; trading and support scores reflect its nonprofit lending model rather than commercial brokerage.
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Kiva is rated 3.9 out of 5 (“Great”) on TrustRating, based on 5 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.
TrustRating doesn't issue scam verdicts — we publish the data instead: Kiva scores 3.9 out of 5 (“Great”) based on 5 independent AI model assessments. Every review passes TrustGuard, our fraud-screening system that blocks fake and paid reviews, so the score reflects genuine customer experience. Read the most recent reviews below before you decide.
Kiva currently has a TrustScore of 3.9 out of 5 (“Great”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.
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